The following are real testimonials from current and past Pacific Debt, Inc. clients.
“PDI is the real thing when it comes to debt settlement. NO SCAM!! Extremely professional, your own personal escrow account online, always available on the phone and great negotiators. My debt was reduced by 60% and am now working on paying off the remainder of the debt. Legit, honest and upfront. Thank you PDI for your help, you are the BEST!”
Wendy
“Josh Hallas has done an exceptional job for my husband and I. I commend him very highly, with the highest of honors that anyone has received at Pacific Debt.
He has been very professional, courteous, and timely. He always followed up and kept us abreast as the process with our account was unfolding. As I was sharing with him the untimely death of my husband, he was very compassionate and showed genuine concern. Words really cannot express my gratitude to Josh and to you for hiring such a wonderful personality.”
Alberta
“When I began this program four years ago I was overwhelmed and scared. Pacific Debt walked me through every step in the process of debt settlement answered my questions and always returned my calls. Their customer service is excellent and their one-on-one debt counseling is incredibly helpful. As a result of Pacific Debt’s help and knowledge, I am now debt free for the first time in my life! Thanks Pacific Debt for all that you do. ”
Erin
“I just wanted to take a moment and tell you what it has meant to me to be under your care. You have done so much for me in leading me out of financial debt. I truly feel that you really care about what happens to me, and I would guess that your other clients feel the same way! Your kindness and patience are gifts that I very much appreciate. I hope you’ve had a pleasing holiday season, and look forward to working with you in the coming new year. Thank you and may God Bless You.”
Michael
“I’m writing to you regarding the outstanding service I have received from Julius Young. Through his guidance and patience explaining the program, what to expect from creditors etc, Julius has made a very difficult situation much easier to deal with. I can finally see a light at the end of the tunnel. I would not hesitate to recommend your program to anyone with debt problems.”
Joanna
“I did not want to declare bankruptcy but did not know how to get out of this debt spiral. I turned to Pacific Debt when I felt there was no where else to go. I was stressed, I could not sleep and my family life was affected. After enrolling in your program Julius Young was assigned to be my account manager.
The service that Julius has provided has been exceptional. He has given me hope where I felt there was none. He has treated me with dignity and compassion and the results I am getting are great. He has been the consummate professional. I have already paid off 30% of my debt, and we are currently in the process of sealing another deal! I cannot thank him enough for showing me that the light at the end of the tunnel is not a train but a bright future! Thank you!”
Aaron
“I would like to thank Pacific Debt for the work they have done for me. The phone calls I made were answered with the best answers that I could get and was kept up to date as to what was happening. I give a lot of credit to Alex for his ability to work for me.”
Norman
“Contacting Pacific Debt changed my life and saved me thousands of dollars. They not only negotiated with my creditors on my behalf but also offered support and the motivation to work through my debt payment schedule ahead of time. Their friendly staff was a pleasure to work with, especially Mr. Young, my account manager who was always there to answer questions and address concerns. Contacting Pacific Debt was the best decision I ever made, I am more than happy to say that after struggling for years I am now debt free and would not have been able to do this without their help. I am so grateful to this company and all their staff, thank you.”
Leah
“Josh,
It is not often that I have encountered such a professional, gracious and understanding attitude when dealing with individuals that represent large organizations. I wanted to take a moment to thank you sincerely for all of the help that you extended to our firm and our mutual client.
You not only took our crisis seriously, and assisted above and beyond in a very professional and thorough manner, but you did so with kindness and understanding. Truly, these efforts are often lost in day to day business – you have stood out as an example of what all professionals and customer service representatives should strive for.
Thanks to your two days of diligent work and great assistance in coordinating with the law firm representing the debt, we were finally successful in scheduling a closing for the client and resolving all outstanding issues. You saved everyone from having to start an expensive and exhausting process all over again. I cannot thank you enough.
One last note, as a project manager I have dealt with hundreds of people on a project, I especially wanted to thank you for following through and continuing to communicate what you were doing, when it would be completed and checking back to be sure the process continued to flow. Do not ever change that trait young man! It will take you far.”
Jaqueline
“Wow! How do I express the thanks to all of you that helped me throughout these five plus years of debt you helped me pay off. I could not have done it without you! I also had medical bills to pay along the way and you assisted me during that time as well. The last payments have gone out, how sweet is that! Even the judgment is gone, that is great too! “Free at last” from all my debt! I’m celebrating by going to Hawaii in August, then back to school to finish my masters in Psychology. The best to all of you! Thank you all!”
Maria
“Ms. Nadine Henley as direct contact with PDI has demonstrated acumen in all matters. Ms. Henley has always been sincere and helpful, a polite and pleasant individual.”
John
“This is an effective method for getting out of debt. Sierra, the account representative was with me every step of the way. Answering questions, handling the “how-to” part. With his consistency he made it easy and effortless. I highly recommend him-without a doubt- great customer service skills-strong ability to explain complex things into understandable actions.”
Cheri
“I really appreciate the support of Pacific Debt in helping our family to reduce our debt and get out of an embarrassing situation with our creditors. The first contact was pleasant and very upfront. The representative (Steve) was open and honest and stated clearly that our credit rating would be impacted, but that it would build back up once the settlements were processed. Working with the actual account manager Katie was great. The few times I called and Katie was out, another manager was right there to answer my questions and put me at ease. I want to thank everyone at Pacific Debt that helped me get out of our situation. I have enrolled in a credit monitoring service and I am already seeing my rating improve each month. THANK YOU!”
Bill
“Pacific Debt is a friend indeed. PDI made it possible for us to breath normal again. We are debt-free! Keep doing what you are doing PDI. Like a caregiver to an elderly, you are a life-giver to the lost and hopeless.”
Iliesa
“I have found Pacific Debt to be a wonderful company to work with in paying off my debts. They are always checking up with me and I know exactly what is going on at all times. Nadine is super to work with also, I am very pleased.”
Rosalie
“I would definitely recommend to anyone I know to use this program if they need help. This has been a great program to use to help me with my debt management. You people at Pacific Debt Inc. have been very helpful and easy to work with. Keep up the great help, because there are a lot of us who need it (even if they are not asking for help). Thank you very much.”
Thomas
“I have been working with Pacific Debt for almost 3 years. I love everyone I have spoken with; very helpful and pleasant! Willing to help in any way they can! I have recommended Pacific Debt to several people because I feel they can help! You’re a great company and I highly recommend with 5 stars.”
Donna
“I was stuck with a shady debt settlement company, which did nothing for years. I was out of options and about to go to court. Then I found your service! You clearly explained my options, made the deals with collection agency, and kept me out of court. You were kind and almost comforting, yet blindly fast in service. Thanks to you I have cleared my debt in four months. We thank you again for your service. Happy new year!”
John
“More often than not, customers call or write to complain. This message is being written to commend Chris, Brian, and Ray for their compassion and professionalism in working with me. I may get off track but these young men see to it that I am satisfied with the final resolution before we reach the end of our conversation. That means the world to me! Also, Nadine, you made me feel so good when you said that you understood my frustration due to money coming out of my account so close to the holidays. You put yourself in my place and assured me that you saw the “personal” side of my concern. Thank you and your entire team for helping me today, and most of all “listening” to what I had to say. That doesn’t happen very often with other companies. I appreciate you guys so very much and consider my husband and me blessed to be represented by such a fine group of honest hard working people who TRULY care about others.
I wish each of you a very Merry Christmas and a most prosperous and wonderful 2012.”
Rita
“How can I do justice to a team of experts who are making my life good again?
Casey, Brian, Katie and Nadine are quite the power team. They helped a nervous, distraught senior citizen and made months of heartbreak and disappointment turn into success. Shocked is an understatement when Katie called me on Monday to say she had a settlement offer from my credit card! Wow I had only joined on Friday. On Tuesday she called again with another account settlement offer. By this time, Katie and Nadine are my superheroes. Nadine just wanted to make sure I understood everything and seemed to have all the time in the world to take care of me, how spoiled I feel. I will say it was hard to transfer money via Casey as I assumed, he would give me an account number and I would do it electronically myself. (Classic control freak here) Brian made great financial sense to me during the process and yet allowed me to think about it. Casey is there to answer all my hyper-ventilating questions. They have been wonderful and I look forward to completing this process and being set free!
Oh I forgot to say, after the 1st offer Katie got one of my other cards not in this process called even though they were up to date and offered to cut my interest by more than half. When Katie talks the world reacts! Thank you everyone.”
Penny
“I was skeptical at first about placing all my trust into a company to resolve my credit card debt. Pacific Debt Inc. was the best choice I could have made. They saved me half of what I was paying out to my creditors monthly. They were also able to settle all of my debt for substantially lower payoffs than I could have and in a shorter amount of time. Pacific Debt has been great to work with and I highly recommend them. In fact I referred a friend and she is currently enrolled in their program.”
Tobi
“This program helped me get a grip on my credit card debt. They laid out a simple plan and helped me reach a manageable payment plan. They stopped the daily creditors from calling and worked with them to get amazing payoffs for each card. They also worked with me with payments, being that my husband is military and we moved twice while on the program they allowed me to suspend payments while we were transitioning from base to base. They gave me monthly check-in calls and always answered my questions with patience and great customer service. I appreciate their help and support in my difficult financial situation. I would and have recommended this program to my friends.”
Courtney
“Pacific Debt has helped me for about 3 years, they are caring, responsible, and I have been very happy to have them on my side. These nice people have called me, just to see how I was doing. Sometimes I can’t pay the entire amount promised, but they are very understanding and they never say anything negative. Customer service always has friendly advice, and they have already helped me settle some of my accounts. Anyone I know that has a debt problem I will refer to Pacific Debt. They also have a great referral program.”
Michael
“I would like to thank Pacific Debt Inc. for all their help and support. I found the program easy to follow and I always felt like I had a friend looking out for us. I would especially like to thank Gabriel, not only for making some incredible settlements with our creditors, but also for being so amazingly helpful and kind when answering all my questions. He was always a nice voice to hear on the other end of the line and he consistently calmed any of my concerns.
Thank you again to the whole Pacific Debt team. I cannot imagine where I’d be without you!”
Julie and James
“I have been a client of PDI since 2008. I would like to express how excited and satisfied I am that I decided to become a client of PDI. Without the help and support of the customer service team and the negotiations department I would have been lost. I have not one word of negativity to say about PDI and would recommend this company to everyone. My accounts were settled in a timely manner and without a lot of headache and frustration. Everything that I was told from the beginning, PDI did for me and my future. I am now on the road to recovery and a great start for my new marriage.”
Nichelle
“I have been a client of PDI since September 2010. I would like to express how happy and satisfied I am that I decided to become a client of PDI. Without the help and support of the customer service team, who have gone above and beyond their duty in answering all my all my questions and providing information that I needed at all times. Also, the negotiations department has been wonderful. I have two settlements already and I am looking forward to the rest of my debt being settled and I couldn’t do it without the help and support of PDI.
Thank you so much.”
Dana
“Pacific Debt helped me tremendously with my debt. Anytime I needed help with a problem or had a question, they were always there to help me. The customer service representative I worked with was so sweet and caring to me at all times yet remained very professional. She is a great asset to your company. I will highly recommend Pacific Debt to anyone.
Thank you Pacific Debt.”
Edith
“I am truly grateful to Pacific Debt for helping us get out of so much debt we created by making some bad decisions. I am 72 years old, retired after 22 years of working. I am still forced to work a few hours a week so I can golf and have a little spending money. I thought I would be leaving my bills to my children to pay when I died. I was in a depression, which is now gone because of Pacific Debt. Bill is also very grateful. I would like to thank the employees of Pacific Debt for being so kind and helpful. Each one I talked to was so professional.”
William and Mary
“My experience with Pacific Debt was wonderful. You people have helped me in a way that I thought I could never be helped, for that I am grateful. Whenever I needed help or a question asked there was always someone there to help me. They were outstanding. Pacific Debt made me feel free from the creditors instead of an outlaw on the run.”
Christopher
“I am writing to express my gratitude and appreciation for the services provided to me by Pacific Debt. Prior to becoming a client with Pacific Debt I had been continuously ignored and/or taken advantage of by indifferent creditors who refused to work with me or compromise in order for me to realistically meet my financial obligations to them.
Additionally, I would like to acknowledge the simplistic but brilliant business strategy of the people at Pacific Debt identifying a niche market in debt consolidation while still managing to provide a vital service to consumers.”
Thank you again,
Lanna
“Pacific Debt has excellent customer service practices. They are very aware of fulfilling the needs of customers. Periodically I get calls to see if I have any questions. If I send a fax I always get a confirmation call. In these times of less human contact, it is great that P.D. extends such a high level of service.
I am very pleased with making the choice to have Pacific Debt represent me in resolving my financial matters.
Sincerely,
Pam
“My husband has had a neurodegenerative disease for 35 years. He has mounting medical expenses including special care and the loss of rental income due to the recent market crash. My income has also been lowered due to the market crash and has put us at risk of financial ruin.
Pacific Debt’s professional financial help has allowed us to get back on track. I handle all of our day-to-day financial affairs. Pacific Debt’s assistance has given me peace of mind and continues to allow me to work at my job and take care of my husband without worries of financial ruin.”
Thank you Pacific Debt.
Ginger
“I want to thank you all for a new beginning to a debt free life. The first step was having faith in people I’ve never meet, you guys should be very proud of what you do. I know that this is the way I feel right now. I’ll be glad to recommend you to others who are in the same boat that I was.”
Thank you all again.
David
“I just wanted to take a minute to thank you. You helped me so much with this program. You were always there for me; you took my calls and answered my e-mails in such a timely manner, and helped me through this process so much. Thank you for lending an ear to me, and being SUCH a great representative for your company, and most of all, for helping me become debt free. I can not believe that after a short time, both of the cards in the program are under settlement agreements– and I started in November! I can’t thank you enough for relieving so much stress in the process.”
Thank you again, and I hope you are doing well!
Kristine
“I have been most happy with the services of Pacific Debt. I became disabled and had numerous health problems and medical bills. My credit was in shambles and my debts were enormous. Thanks to Pacific Debt, I am almost clear of all my debts without having the humiliation of a bankruptcy. I am most relieved and impressed by the kindness and professional personnel at this company. I can only say that they have been more help than I ever expected, so I can highly recommend them.”
Paul
“I would like to express my thanks and gratitude to Pacific Debt, Inc. for putting me on the path of debt settlement. Not only are all of my credit accounts settled, I had four hundred dollars returned to my bank account. I feel blessed for enrolling with Pacific Debt. I would like to give special thanks to their representatives, although we have never met, they have given me the feeling of a long time friendship. They explained what Pacific Debt was all about and what it could do for me in a manner that left me with no question except – when do we start?
My wife and I had moved on a fixed income and credit cards. After buying a home and only my income (social security) it did not take long to max out our credit cards and an outstanding phone bill. I kept thinking that I would pick up a part-time job but it never happened. When we could no longer make the monthly credit card payments, with nothing on the horizon saying everything was going to work out, I went online and found Pacific Debt. There were a lot of other companies to pick from – I don’t know why I chose PDI, but all I remember is after talking to one of their representatives, everything seemed to be already working out.
We have not long finished paying off our debts with money left over, but also in the process of moving again, needless to say, we are not making that same mistake of the use of credit cards.”
Thanks again Pacific Debt.
Melvin
“I just wish to commend PDI and all who worked on my case. They were there to help me when the card company refused, especially saving me a substantial amount of money. I would definitely refer Pacific Debt to anyone in need.”
George
“I am extremely pleased with PDI. I was told many a horror story about other companies. Thank God this was not one of those companies. I found you by accident and the Internet. I am so glad I had the good sense to contact you.
Everyone from the first lady I talked to, to the customer service people, and the negotiator was very pleasant and helpful. Any time I had a question they got me the answer. A couple of times my account manager sensed that I was panicked in my email and he called me to keep me calm. I have not one word of negativity to say about PDI and would recommend this company to everyone. My accounts were settled in a timely manner and without a lot of pomp and circumstance.
Everything that I was told from beginning, PDI did for me and my future. I am now on the road to recovery and free from debt. I will never use credit cards again.
Thank you everyone at PDI.”
Sheri
Pacific Debt was founded in an effort to address the growing tide of unsecured debt in our country. Our mission has always been to put the consumer first and make customer satisfaction our top priority. In order to achieve these goals PDI places a major emphasis on customer service. We believe "the customer is always right" and do everything in our power to meet or exceed expectations. This commitment to customer service has also allowed PDI to achieve an A rating as an accredited member of the BBB.
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